5 Essential Elements For drp是什麼 - 【ivano1.top】

5 Essential Elements For drp是什麼 - 【ivano1.top】

Blog Article

保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。

In the event you very own your house, its worth will be taken into account as portion of the IVA. You’ll have to secure a valuation of your private home to Discover how A lot equity is in it. Fairness is The cash you'd make through the sale of a assets soon after any mortgages are compensated off.

An Individual Voluntary Arrangement (IVA) can negatively impact your credit history rating and indicates you would need to chop back on any non-vital spending.

Payments are managed by an insolvency practitioner. An IVA stops the persons you owe from taking more motion in opposition to you. A number of 債務舒緩債務重組分別 your credit card debt is created off at the top.

致力為客戶提供優質服務，我們非常重視與每一位客戶直接溝通的機會，並會認真管理客戶回饋的寶貴意見

服務費當中包括為客戶擬定新的還款書、與不同或最大債權人協商、一切的文書準備及跟進工作。

We use important cookies for making our internet site get the job done. We'd also choose to established analytics cookies that aid us make improvements 債務重組收費 by measuring how you use the positioning, along with marketing cookies drp that are necessary to supply related adverts om 3rd party platforms. These are going to be set provided that you accept.

紀錄在案：債務重組紀錄與破產個案一樣會登記在破產管理署的名冊上，公眾可隨時查閱，但相對於破產，債務重組影響通常較小。

長者旅遊保險比�?新樓及二手樓收樓注意事項+驗樓清單 家居裝修保險需�?新手租樓注意事項

本會一直以來致力協助香港不同人士處理債務問題，減輕債務人和家庭成的債務和心理壓力。債務的出現可以有多種因素，包括家庭經濟壓力、不當的理財方式、不良的嗜好或習慣等。不論你是因為什麼原因而導致債務問題的出現，本會都希望能夠根據你的獨特需要，協助你真正解決問題，讓你可以儘早重過新生活。

此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收費。

當欠債人在申請債務重組後，環聯資訊有限公司會紀錄相關款項，並會降低借貸人的信貸評級，這也是為什麼一般銀行和財務機構通常不會接納貸款申請。

如果輸入的資料正確，請按「確認」；如果您擬作任何更改，請按「修改」。

An IVA includes a ‘windfall clause�? If you get a windfall (a sum of cash), you have to report it and may have to make extra payments on your own IVA.